Start by opening your can of refried beans and transfer them into a mixing bowl. Add the entire packet of taco seasoning to the beans and stir well until the seasoning is fully incorporated. This spiced bean layer will form the hearty base of your dip.
Spoon the seasoned refried beans into your serving dish, spreading evenly to cover the bottom. Use the back of a spoon or spatula to smooth the surface for a clean layer.
Next, drain and rinse the black beans thoroughly. Spread them evenly over the refried beans layer. This adds a nice texture contrast and extra protein to the dip.
In a small bowl, combine the guacamole and sour cream. Stir until smooth and creamy. Spread this mixture over the black beans, creating a luscious creamy layer that balances the savory beans below.
Generously sprinkle the shredded cheddar cheese over the guacamole-sour cream layer. The cheese adds a melty, sharp flavor that complements the creamy and spicy layers beneath.
Dice fresh tomatoes and green onions, then spread them evenly over the cheese layer. Finally, scatter the sliced black olives on top to complete your layered masterpiece. These toppings provide fresh bursts of flavor and an appealing visual pop.
Arrange your tortilla chips around the dish or serve them on the side for dipping. For an extra festive touch, consider pairing with a refreshing Mexican Street Corn Salad to round out your appetizer spread.